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Cleveland Medical Malpractice Lawyer Explains 3 Options for Benefits when Disabled and Cannot Work in Ohio: 1) social security disability; 2) Ohio workman's comp and 3) Ohio Medicaid
Social Security Disability How to Qualify
1 – are you working? If you are working in 2016 and your earnings average more than $1,130 a month, you generally cannot be considered disabled.
2 – Is your condition “severe”? Your condition must interfere with basic work-related activities for your claim to be considered. If it does not, we will find that you are not disabled.
3 - Is your condition on the list of disabling conditions? For each of the major body systems, we maintain a list of medical conditions that are so severe they automatically mean that you are disabled. Such as: rare diseases, cancers, traumatic brain injury (TBI) and stroke, early-onset Alzheimer's disease and related dementias, schizophrenia, cardiovascular disease and multiple organ transplants and autoimmune diseases.
4 – can you do the work you did before? If your condition is severe but not at the same or equal level of severity as a medical condition on the list, then we must determine if it interferes with your ability to do the work you did previously.
5 - If you cannot do the work you did in the past, we see if you are able to adjust to other work.
Are you disabled from work accident?
In Ohio, All injured workers with allowed workers' compensation claims are entitled to payment of medical bills for treatment related to the injury or occupational disease. Following are five of the most common compensation benefits injured workers with allowed workers' compensation claims may be entitled to:
- Payment of temporary total compensation for injured workers who are 100 percent disabled for a temporary period of time as a result of the injury or occupational disease;
- Payment of wage loss compensation to injured workers who are working with restrictions caused by the injury which cause a reduction in earnings or who are actively seeking but are not able to find work within their physical capabilities;
- Payment of a percentage of permanent partial disability award for residual impairment resulting from an injury or occupational disease;
- Payment of permanent total disability (PTD) compensation to injured workers who have been declared permanently and totally disabled by the Industrial Commission of Ohio. A declaration of PTD means that the injured worker is not capable of returning to the former position of employment or of engaging in any sustained remunerative employment;
- Payment of a lump sum settlement award to injured workers who have agreed with their employer to settle the workers' compensation claim.
Ohio Medicaid Eligibility
Ohio's Medicaid program provides access to a many medically necessary services, such as doctor visits, hospital care, immunizations, and prescriptions. Ohio Medicaid eligibility is determined based on several factors. Some services are limited by dollar amount, the number of visits per year, or the setting in which they can be provided.
- Ohio’s Medicaid program provides coverage for certain low-income citizens (and some immigrants):
- Children to age 19 [Healthy Start];
- Pregnant women [Healthy Start];
- Parents, or guardians (including grandparents) of children who are 19 or younger [Healthy Families];
- Persons with disabilities and persons 65 or older.